Project Fleet

A water cooler distributor was looking for a way of keeping down the costs of the risks facing the distributor's vehicle fleet comprising lorries and vans. ADD outlined a prevention policy, drew the drivers' attention to the issue and assessed the situation on an ongoing basis.

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ADD first of all assessed the vehicle fleet belonging to the water cooler distributor: 40 passenger cars and light-duty vehicles and 45 lorries weighing over 3.5 tonnes. The exorbitant premiums were the result of the negative damage statistics rather than the vehicle fleet itself. ADD regarded this as a signal to grant priority to the prevention issue and then to work out some creative insurance options.

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The damage analysis provided ADD with information about the type of damage, the drivers responsible for the damage, the time periods,... ADD used the conclusions of the investigation to develop a coherent prevention policy to ensure a effective reduction in the number of claims.

At the same time, ADD discovered that a lot of time was lost paying for damages owing to accidents forms being incorrectly or incompletely filled in.

ADD adopted a threefold approach vis à vis the water cooler distributor.

The prevention policy was launched with a training course to show drivers how to fill in accident forms properly, so as to save time and avoid a lot of disputes about liability.
The subsequent awareness-raising campaign was focused on specific and relevant issues highlighted by the damage statistics (driving techniques, braking distances, reversing,...).
The centrepiece of the prevention approach is an interim assessment allowing adjustments to be made immediately, where appropriate.

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Project Fleet

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