WBNetADD connect
Direct contact

+32 16 43 11 00

info@add.be Contact us

Search

menu

You are here

Home » Insurances
Back to services

Travel assistance

Human Capital

Your employees often travel abroad as part of their duties and you also offer them the opportunity to go on holiday. You even hope they have fine weather and can spend two weeks not thinking about the company so they can return to work more motivated than ever, provided they do not run into trouble during their travels. And this is under control thanks to a travel assistance insurance policy.

Owl tabs

Meer weten? Contacteer ons
Mail to a friend
Share this
Contact: Marijke Van Roijen
  • Human Capital

    Groepsverzekering: hoe kiest u vandaag tussen tak 21 en tak 23?

    Als u besluit om uw werknemers een groepsverzekering aan te bieden, hebt u de keuze tussen een tak 21 - en een tak 23-verzekering . In deze woelige...
    03 December 2021
    Continue

  • Fraud insurance

    LiabilityR&D

    Theft of data, misappropriation of funds, malpractices involving company cars and petrol cards, ... your company is vulnerable to fraud in many areas. Fortunately, the damage is sometimes limited but often that is not the case. Hence the need to take out fraud insurance.

    Read more
    Some companies with a high staff turnover or in the midst of a difficult restructuring process are definitely susceptible to fraud lurking behind the scenes. However, all organisations have to take this issue into account. The more complicated an organisation is, the higher the risk. Anywhere where ICT is business critical, damage caused by fraud is lurking around the corner. What does fraud insurance cover? Fraud is particularly annoying because the damage has a direct impact on your business performance, while shattering confidence in your company and hurting your reputation. Fraud insurance has to face up to the risks. That is why we advise you to opt for a policy that covers any material loss caused by fraud, including the costs incurred for restoring your company's image and other resulting damage. The coverage applies starting from the day when the fraud is discovered. You may extend the cover with insurance for the investigation costs, data reconstruction costs, crisis management and communication, ...

  • Guaranteed income

    Human Capital

    People unable to work after an accident or illness suffer a double stroke of bad luck. As well as having to contend with the rising costs for doctors' and hospital services, they also have to cope with a drop in their income. A guaranteed income policy can offset the impact of a lower income.

    Read more
    Ideal for employees The first 30 days your employee is ill you as an employer are required to continue paying the individual's wages, after which the employee is entitled to replacement income benefits paid by the mutual insurance fund. However, depending upon the individual's family situation, these benefits are not always enough to maintain the person's standard of living. Guaranteed income insurance offers your employee a further allowance on top of the health insurance fund payment. During this period you are also exempt from having to make premium payments for this policy (if you have opted for this guarantee). The payments to your employee are taxed as replacement income benefits, while the premiums may of course be deducted in full as professional costs. Essential for the self-employed Self-employed people who are unfit for work for a long period of time have no safety net at all to rely on. Their health insurance fund payments are even lower. In the case of self-employed entrepreneurs a guaranteed income insurance is much more a necessity than a luxury. N.B.: many self-employed people pay themselves a low wage, which obviously has an impact on the level of replacement income benefits in the case of a disability.