Material damage – standard fire insurance

Property

Material damage insurance: your fire policy

As well as being devastating for your business premises, a fire can damage the entire company. The right kind of fire insurance ensures that the damage is soon repaired and reimbursed so that you can start operating again as soon as possible.

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General explanation

Fire insurance is available in all sizes and shapes. It is a matter of choosing a policy offering the right cover for your specific circumstances.

Standard cover – Each fire insurance policy offers cover against fire, lightning, explosions and falling aircraft.
Additional cover – These insurance options are often available as additional cover in your fire policy:

Smoke
Storms, hail, pressure of snow or ice
The impact of electricity
Collisions with vehicles
Water damage and damage caused by mineral oils
Flooding and earthquakes
Glass breakage
Labour disputes, riots, civil unrest, acts of vandalism and malice
Expert appraisal costs
Civil liability for buildings
Sprinkler leaks
Theft
Damage resulting from theft or attempted theft
Thawing of merchandise
Machine breakdown

Effective fire insurance calls for a customised approach. Prevention is better than cure. That starts with choosing the right materials for building or renovating your business premises. Determining the correct value of your building and the contents of the premises is just as vital as deciding what risk you yourself can bear (the deductible). All of these factors affect the premium and result in you being provided with the right compensation in the event of damage. ADD's specialists are to there to help you to define your policy.

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Contact: Jan Braekman

Property
Storm op komst!
De weersvoorspellers kondigen voor de komende uren hevige rukwinden aan. Een verwittigd man (of vrouw) is er twee waard! Enkele nuttige tips: sluit...
31 January 2022
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Material damage – standard fire insurance

Material damage insurance: your fire policy

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Storm op komst!

Legal expenses Vehicles

All risks insurance for material damage