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Legal expenses Vehicles

FleetHuman Capital

Legal expenses insurance is not compulsory by law. Depending upon the option chosen, insurance for your vehicle fleet covers the reimbursement of the costs and fees of lawyers involved in the legal proceedings initiated because of a traffic accident. The legal expenses will never be followed up with compensation for the physical or material damage you incur.

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Contact: Tom Maes
  • FleetLiability

    L'assureur de protection juridique DAS annonce de nouveaux tarifs.

    La compagnie d'assurance DAS appliquera une augmentation des primes pour les nouveaux contrats à partir du 01.07.2022. En outre, la société annonce...
    03 June 2022
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  • Employment practice liability

    Liability

    A “directors and officers liability” (D&O) policy does not insure claims in the context of “employment-related matters” addressed to the company as a policyholder.

    This is primarily related to discrimination in the workplace, bullying, intimidation, unfair dismissal, the refusal of promotion and other work-related risks.

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    The welfare and anti-discrimination provisions clearly define what behaviour is permissible concerning your company's employees. As well as being very costly, conflicts in the professional environment are detrimental to your company's image and financial position. In the case of the defence costs in the event of an order for the payment of compensation, companies are recommended to take out employment practice liability (EPL) insurance.  EPL insurance protects your company, subsidiaries, directors, managers and employees against the financial consequences of such damages claims. Pay careful attention to the policy conditions EPL policies vary a lot. Most of them provided cover for these six losses: Prevention, advice and support during a crisis Investigation and defence costs Compensation Reputation restoration Costs of replacing an employee Costs for apologising

  • All-risks electronic insurance

    EngineeringProperty

    Your electronic equipment is increasingly business critical for your company. An effective maintenance contract can make a big difference if the equipment is damaged or breaks down but the even greater damage your company suffers in such a situation has to be covered.

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    Take a stroll around your company and count the computers, telephones, servers, printers, studio material, medical equipment,... Before you know it you will have made a list of hundreds of appliances worth hundreds of thousands of Euros. You want them to keep on operating even if you do not own the items but are renting or leasing them. All-risks insurance covers (nearly) everything As you are not an electronics expert you do not want to have to contend with the fine print in contract clauses relating to items or causes that are covered or otherwise. All-risks insurance therefore works the other way round: you are insured for any damage that is not explicitly excluded. In other words, it may be assumed that you only have to meet the costs for wear and tear, cosmetic damage, disappearance and deliberate damage. Everything else is covered by the insurance company. Compensation for defective materials is generally based on the replacement as new value on the day when the damage occurred. Special attention for computers A damaged computer generally has a bigger impact on your organisation as this can result in a loss of data or additional costs for reconstituting information or software. You can take out separate cover for this eventuality. As in the case of a loss of profit subsequent to damage covered by the policy.