Many insurance policies feature an optional extension for legal expenses. It is generally a good idea to take up this option as it will be covered in any circumstances for disputes about this subject. The cover is nonetheless limited so it is recommended to purchase a legal expenses policy from an independent operator. It can happen that the adversary in the dispute will turn out to be your insurance company, whereupon you will want to be sure that your legal counsel defends your interests on a completely independent basis.
Customised
Not all companies run the same risks. Large business are generally able to bear the legal costs and lawyers' fees themselves, whereas smaller companies (up to 20 employees) are well-advised to opt for an all-risk policy so that all the legal disputes that are not excluded are automatically insured. Large companies benefit from legal expenses insurance in keeping with their size. That is why it is important to choose the right cover options, those where the legal expenses insurer helps cover the costs. You can count on us helping you to make this choice.
Basic cover
- Civil remedy: reimbursement of damage suffered by you
- Criminal defence
- Civil defence: when a third party seeks compensation from you
- General contracts: disputes ensuing from contracts entered into
- Tax legislation
- Administrative law
- Labour and social security law
- Legal expenses after a fire
- Legal expenses for real estate
Extenses
- Third party insolvency
- Bail money
- …
