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Driver's insurance

FleetHuman Capital

Driver's insurance provides compensation for physical harm and the medical expenses incurred by the driver of the vehicle at fault. This damage is completely excluded in statutory third party insurance. The compensation may be chosen to suit the circumstances.

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Contact: Tom Maes
  • FleetLiability

    L'assureur de protection juridique DAS annonce de nouveaux tarifs.

    La compagnie d'assurance DAS appliquera une augmentation des primes pour les nouveaux contrats à partir du 01.07.2022. En outre, la société annonce...
    03 June 2022
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  • Vehicle assistance

    FleetHuman Capital

    Your employee may need assistance with a breakdown when travelling or something may be stolen from the car. In these cases, assistance insurance is what is required to get on the move again quickly.

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    Standard assistance insurance applies in the event of an accident or all kinds of breakdowns while travelling. The insurance reimburses  towing costs, repair costs and the cost of repatriating the passengers and vehicle. You are also often entitled to a replacement vehicle for a short period. Damage is not covered Assistance insurance does not cover repairing damage to your car. Depending on the cause of the damage, the damage is covered by the other counterparty's usual third party insurance or your own comprehensive insurance. Avoid duplication of cover Think about checking carefully whether you are entitled to assistance or not. Car makers' warranties sometimes provide limited cover under your third party insurance or comprehensive insurance contract  subsequent to a covered claim.

  • Legal expenses Vehicles

    FleetHuman Capital

    Legal expenses insurance is not compulsory by law. Depending upon the option chosen, insurance for your vehicle fleet covers the reimbursement of the costs and fees of lawyers involved in the legal proceedings initiated because of a traffic accident. The legal expenses will never be followed up with compensation for the physical or material damage you incur.

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    Traffic accidents are always questions of facts about which there is a dispute more often than not. In such cases, legal proceedings are generally in the offing. In order to avoid the additional costs these proceedings would create (on top of any compensation), you are well-advised to take out legal expenses insurance. Legal expenses insurance for your vehicle fleet enables you to identify and defend your rights in the event of a disagreement. A conflict between you and your insurance company as well. When does legal expenses insurance apply? Your legal expenses policy covers all the costs incurred by your legal counsel and the latter's fees, provided this involves proceedings instituted for a traffic accident. The policy is particularly relevant when a liable third party refuses to provide compensation (or is insolvent), or when a dispute arises because of liability. Choose an independent insurer The conflict often occurs between your company and your own car insurance company. When the latter claims you are responsible for an accident and you do not agree, you are recommended to enlist the aid of a completely independent lawyer: someone not paid by your car insurance company.