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International

How do you keep your insurance budget under control in an international environment? And how do you strike the right balance between the right cost and maximum security?

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Contact: Bart Vanoorbeek
  • FleetInternationalLiabilityProperty

    AXA maakt tariefaanpassingen 2021 bekend

    Het overzicht van de aanpassingen vindt u hier terug. In geval van tariefverhoging is art.12 van het Koninklijk Besluit van 22 februari 1991 van...
    08 December 2020
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  • Hospitalisation insurance

    Human Capital

    Anyone who has had to stay a hospital for the night knows just how expensive this really is. Even without any special medical treatment and staying in a double room the costs soon amount to several hundred Euros. Thanks to hospitalisation insurance these costs are borne by the insurance company.

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    Hospitalisation insurance represents the most significant fringe benefit a Belgian employer may offer to the latter's employees. Moreover, sums paid into the hospitalisation insurance scheme are not regarded as a benefit in kind. This kind of insurance is also extremely valuable for self-employed entrepreneurs. Significant level of cover There are huge differences in terms of the scope of the hospitalisation insurance cover on offer from the various companies. They all help cover the costs in the following cases: reimbursement of costs not chargeable to the health insurance fund reimbursement of costs during a period prior to or after admittance reimbursement of costs prior to registration with the health insurance fund reimbursement of costs for outpatient care in the event of serious illnesses Third party payer system Most policies use a highly advantageous third party payer system so that your insured employees do not have to pay the costs themselves in advance: the insurance pays these costs directly to the hospital.

  • Renewable energy

    Renewable energy

    The renewable energy sector is still in its infancy. What policies are most appropriate for your company? What do you need to consider when making decisions? We will join forces with you in making the right choice.

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    Wind farms call for a special approach ADD will gladly help you develop your insurance scheme. In the renewable energy sector, we pay particular attention to the risks involved in the construction of a wind farm: Transport – Dealing with any obstacles encountered in transit, temporary offsite storage of parts,... Construction risks – An all risks on construction sites /assembly insurance policy covering all material damage, starting from the preparatory work, during the construction period and during the crucial transition stage for the final handover of the wind farm. Financial damage – A rock-solid policy to cover financial damage in the event of late energy supplies. Liability – Wind farms may have to contend with specific risks such as hail, oil leaks, noise, cast shadows,... We offer maximum cover both during the construction process and the operating period. We would also like to draw your attention to policies covering environmental damage, cybercrime,.... the options even include insurance for wind-down periods.